Hudson, Florida bills itself as the place where 'the nature coast meets the sun coast?, and it's a fitting description. Located at the very northern tip of the Tampa Bay metropolitan area, you can head north from Hudson into Florida's Nature Coast and follow the many hiking trails along the shore and inland, or head south through the Sun Coast cities of Port Richey, Tarpon Springs and Palm Harbor. Or ? you can stay right in Hudson and enjoy the best of everything that Florida's Gulf Coast has to offer. And when we say everything, we mean everything.

Named one of the Top 3 areas for vacation homes by the Wall Street Journal, Hudson has a split personality ? a three way split. The unincorporated city has three separate and very distinct areas. To the west of US 19 along the coast, you'll find one of the most delightful old coastal towns ever created. In the 1950s, a group of businessmen decided to increase the property value of their town with a unique idea ? waterfront property for everyone. Thus began a system of canals dredged inland from the Gulf Coast. The old coastal neighborhood features homes built on the canal and the belief that every man should be able to park his car in the driveway, walk through the house and out the back door to his boat. Today, the original homes built on the canals, many of them single and doublewide mobiles, rub shoulders with brand new homes built on stilts with luxury amenities.

East of US 19 are the beautiful homes and subdivisions of a comfortable, prosperous suburban town. This central area of Hudson features spacious homes, curving streets and cul de sacs, and manicured greens and golf clubs. With names like Beacon Woods, Brentwood Estates and Fairway Oaks, the carefully planned neighborhoods are a haven away from the bustle of the big city, where families and retirees can enjoy a life of leisure in the sun.

To the east and north of the subdivisions you'll find the old southern neighborhood, which still bears all the hallmarks of rural living. Sparsely populated, development has yet to reach this area of Hudson, but you'll find farms, ranches and wild wetlands far from the beaten path here.

So what does it cost to live in one of the top three locales for a vacation home in the country (top ten in the world)? It's amazingly affordable, with some older single family homes still selling for under $100,000. The average home selling price is inching up, with luxury homes in the more desirable subdivisions averaging about $350,000. If you're intrigued by the idea of living on your own dock with a canal in your backyard, Hudson is definitely worth a look.

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